Terms of Service

These Terms of Service ("Terms") govern your use of this website, operated by America Merchant Services ("America Merchant Services," "we," "us," or "our"). By using this site, you agree to these Terms. If you do not agree, please do not use this site.

1. Description of Service

This website provides information about payment processing services and allows visitors to request a free rate comparison or quote by submitting their contact and business information. Submitting a request does not create any obligation on your part, and does not guarantee approval for, or availability of, any specific rate, product, or service.

America Merchant Services is an independent sales organization (ISO). Merchant processing services are provided through Xplor Pay (formerly Clearent) and its sponsor bank, and are subject to credit and underwriting approval.

2. No Guarantee of Rates or Terms

Any rates, savings estimates, or comparisons shown on this site are illustrative and based on information you provide. Final pricing, approval, and terms of service are determined only after a review of your actual processing statements and are subject to underwriting and agreement with the applicable payment processor or financial institution.

3. Use of the Site

You agree to use this site only for lawful purposes and to provide accurate information when submitting a quote request. You agree not to misuse the site, attempt to interfere with its operation, or use it to submit false, misleading, or fraudulent information.

4. Intellectual Property

All content on this site, including text, graphics, logos, and design, is the property of America Merchant Services or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.

5. Third-Party Links and Services

This site may reference third-party products, services, or partners. We do not control and are not responsible for the content, accuracy, or practices of any third party. Any dealings you have with a third party referenced on this site are solely between you and that party.

6. Disclaimer of Warranties

This site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to warranties of accuracy, completeness, merchantability, or fitness for a particular purpose. We do not warrant that the site will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, America Merchant Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising out of or related to your use of this site or reliance on any information provided through it.

8. Indemnification

You agree to indemnify and hold harmless America Merchant Services and its representatives from any claims, damages, or expenses arising out of your misuse of this site or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-law principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in New York.

10. Changes to These Terms

We may revise these Terms from time to time. The "Last updated" date at the top of this page reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

11. Contact Us